During 2019, Aldine Fire & Rescue assisted the insurance Services Office (ISO) as they conducted a review of the fire protection capabilities that the district provides its property owners. This review focuses on three major areas including emergency communications, fire department capabilities, and water system distribution capabilities. Through this review, a Public Protection Classification (PPC) rating is determined for properties within the boundaries of the district. PPC's are rated on a scale from 1 through 10, with 1 being the best and 10 being the worst. HCESD No. 24 had been operating with a PPC of 6/6x.
After this lengthy and vigorous review, on August 1, 2019 the district was notified by ISO that a recommendation would be made to the Texas Department of Insurance/State Fire Marshal's Office for a reclassification of the PPC to a 3/3Y. The State Fire Marshal's Office has accepted the recommendation of ISO and on 1/1/2020 will officially recognize property within the district as having a PPC of 3/3Y (see below attachment from the State Fire Marshal's Office)
The Texas Department of Insurance website states, "If a community's PPC improves, in general, the insurance premiums will decrease." However, the burden is on the property owner to bring this to the attention of an insurer. Please share the letter from the State Fire Marshal's Office with your insurance company and or insurance broker to make sure they are aware of the improvements and ask how this will affect your rates.
Regards, Dave Parker, Fire Chief
Aldine Fire & Rescue, ESD 24